Helping employees understand health benefits is a vital part of educating the general public on the health insurance options that are available at the moment. Recent studies have shown that, although employees generally prioritize healthcare benefits when choosing a job, most of them don’t completely understand what those same benefits entail.
Medical insurance is at the top of the must-have benefits list and many employees decide on their next career move depending on the provisions that these benefits accommodate. Some research indicates that many employees, however, are unaware of the exact health benefits that they receive and of how to use them.
There are a few ways in which employers can facilitate their workers’ access to existing benefit schemes and an increasing number of tools are also aiding in this process. Here are just some of the most popular resources you can tap into when trying to familiarize your employees with their current medical insurance plans.
Helping Employees Understand Health Benefits: Required Benefits
The law currently requires employers to provide their employees with certain benefits such as health insurance plans, including dental and vision plans. Retirement plans, life insurance, paid vacations, and sick leave are also employee benefits that must be provided throughout the United States.
As employees often decide whether to choose a job depending on the health benefits that the respective employer provides, it is important to provide them with all of the necessary tools for understanding and efficiently using these health insurance plans. There are a few things that employers can do to facilitate employee access to health benefits.
Using Mobile Apps and Helping Employees Understand Health Benefits
With an increasingly smartphone oriented technological development, mobile apps have now become important tools for accessing and managing anything from personal finances to medical appointments. It is easy to encourage employees to start managing their health benefits more easily. Considering that a recent study found that Americans spend an average of 4.7 hours a day on their phones, encouraging your employees to use a mobile app will empower them to start taking control of their health insurance plans.
There are several apps available to help employees manage their benefits and stay up-to-date with their health. Not only will this make things considerably easier for your HR department, you can also help your employees access their benefit schemes, plan their doctor appointments, and manage their health problems better. By using mobile apps, your employees will have an instant connection to their health benefit schemes and medical records at any time.
Finding New Solutions for Helping Employees Understand Health Benefits
As is the case with the mobile app industry, the digital health industry has been expanding in recent years and it is currently growing at a faster rate than it ever has before. New developments in medical technology and in digital health programs have made it significantly easier to access and manage benefit plans. Although the growing number of new solutions can become overwhelming and make it difficult for you to decide which option you should choose, you can start with simple and small improvements and work your way forward from there.
You can ask for feedback from your employees on what they would find most useful if you don’t know where to start. Try to focus on consumer-first benefits products that are likely to have a positive impact on both your employees and your business. Don’t be afraid to upgrade to a user-friendly digital health system that can help your workers organize and manage their health benefits better. Providing them with the tools they need to stay up-to-speed on their health will be beneficial for everyone.
It might also be worth considering setting up a self-care employee platform online. Many companies provide secure web-based portals for their employees. This allows workers to access, manage, and change their existing benefit schemes and make sure that they are receiving coverage that suits their particular needs. An online self-care portal can offer a simple, quick way of checking-up on the current health benefits that employees receive and it can make it easier for staff members to understand exactly what they are receiving via this coverage.
Simplifying Communications when Helping Employees Understand Health Benefits
A breakdown in communication between an employer and the company’s employees can often have negative consequences. Not only are company operations hindered by this issue, but it can cause tensions to accumulate within the staff. When it comes to discussing health benefits with your employees the same principle applies. Good communication is needed in order to ensure that your workers have a clear understanding of what their benefit schemes will provide.
Many companies decide to invest in complex communication strategies but some of the most important elements that you need to discuss in this case are simple and practical. Simplifying communications when helping employees understand health benefits can begin by considering the language you use. It would seem that, according to recent studies, most workers are confused when it comes to knowing what exactly their health plans provide.
The complicated jargon that is typically used in the industry can make it harder for employees to understand what their options are in terms of their benefit schemes. There are a few things that you can do as an employer to simplify communications in this particular case. You can research and test health plan explanations to make sure that they are straight forward, accurate, and provide all of the necessary information.
It is also important to make sure that education on how to access and use employee benefit schemes is available to your employees. You should consider making this education available not only upon enrollment, but as an ongoing resource that your company provides for its staff members. To facilitate access to this information, you can consider investing in specific communications that target your employees. That will go a long way in helping employees understand health benefits, know more about the coverage that they are receiving and find out whether these benefits cater well to their needs.